Please read these terms and conditions (the "Terms of Use") carefully as they apply to your access and/or use of any information, materials or features/functions included on this website and any subpages thereof ("travelguard.com.vn"). By accessing travelguard.com.vn you acknowledge your agreement with and your understanding of these Terms of Use. If you do not agree to these Terms of Use, please do not access or use travelguard.com.vn.
travelguard.com.vn is owned and operated by Zurich Insurance Company Ltd, an entity incorporated in Switzerland ("Zurich" or “we”).
travelguard.com.vn is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence, citizenship or otherwise) the publication or availability of travelguard.com.vn and its content is contradictory to local laws or regulations. Persons with respect to whom such restrictions or prohibitions apply must not access or use travelguard.com.vn. You are accessing or using travelguard.com.vn on your own initiative and you are solely responsible for compliance with the applicable local laws and regulations that apply to you.
THE MATERIAL AND INFORMATION ON TRAVELGUARD.COM.VN ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE DISCLAIMED. NO REPRESENTATION OR WARRANTY IS MADE REGARDING CONTENT, FUNCTIONALITY, LINKS, OR COMMUNICATIONS. NO REPRESENTATION OR WARRANTY AS TO DEFECTS OR ERRORS OR CORRECTION OF THE SAME, COMMUNICATION INTERRUPTIONS OR INTERCEPTIONS OR LOSS OF DATA, OR THE ABSENCE OF VIRUSES OR OTHER HARMFUL COMPONENTS ARE MADE.
In no event shall Zurich, nor any of its subsidiaries or affiliates, be liable to any party for any cost or damages, including any direct, indirect, special, incidental, or consequential damages, arising out of or in connection with the access or use of, or the inability to access or use travelguard.com.vn or any of its functions or features, including in connection with any browsing or downloading of any information, data, text, images, or other material accessible through travelguard.com.vn or any website linked to or linking into travelguard.com.vn.
It is the responsibility of the user of travelguard.com.vn to evaluate the accuracy, completeness, reliability and usefulness of any opinions, services or other information provided. All information provided on travelguard.com.vn is under the condition and understanding of it not being interpreted or relied on as legal, accounting, tax, financial, investment, medical, health or other professional advice, or as advice on specific facts or matters.
The information and features/functions contained on travelguard.com.vn are provided for your informational and educational convenience only. Nothing on travelguard.com.vn should be relied on in making any specific investment, financial planning or other decision. Users should always consider their overall personal circumstances, investment horizon and personal risk preferences. Accordingly, no liability whatsoever is assumed for any use or misuse of such information. Users of travelguard.com.vn should consult their professional advisors with respect to their personal circumstances.
Although all reasonable steps have been taken to ensure that any health, medical and wellbeing information contained on travelguard.com.vn are accurate, safe, and up-to-date, no representation or warranty, express or implied, is made by Zurich as to the accuracy or completeness of the health, medical and wellbeing information and Zurich accepts no liability for any damage that may result directly or indirectly, from the use of such information. The contents on travelguard.com.vn and associated products (email, twitter feed, printed materials etc.) are intended for informational purposes only and do not act as a substitute for seeking medical advice, diagnosis, and treatment from a health or medical professional.
Please also check any disclaimers on or in respect of specific documents on travelguard.com.vn.
Nothing on travelguard.com.vn should be construed as a solicitation, offer, advice, recommendation, or any other service to acquire or dispose of any investment or to engage in any other investment or transaction. For information about any specific products and/or country please visit the respective website. Nothing on travelguard.com.vn constitutes a promise or offer of employment.
travelguard.com.vn may contain forward-looking statements. Forward-looking statements provide current expectations of future events based on certain assumptions and include any statement that does not directly relate to a historical or present fact. While such statements may represent Zurich's judgment and expectations as of publication, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from Zurich's expectations. Therefore, you must not place any reliance on forward-looking statements on travelguard.com.vn. Zurich is under no obligation to update or alter forward-looking statements on travelguard.com.vn whether as a result of new information, future events, or otherwise.
"Zurich" and “Travel Guard” and its logos are registered trademarks of Zurich. Except as indicated otherwise, all intellectual property, especially copyright and trademark rights, and similar rights in the information, text, graphic images, logos, features or functions, and layout (including the "look and feel") contained on travelguard.com.vn are the exclusive property of Zurich, and may not be copied, reproduced, posted, transmitted or distributed, in whole or in part, in any form (electronic or written) without first having obtained Zurich's express written consent (except for the below).
Nothing on travelguard.com.vn should be construed as granting a license or any other right to use any copyrights, trademarks or logos. Moreover, the downloading or printing of any materials on travelguard.com.vn will not result in the transfer, explicit or implied, of any rights. You may, however, download or print any pages from travelguard.com.vn for personal, non-commercial use only, provided you do not remove any copyright or other proprietary right notice.
The copyright in some documents and other material available on travelguard.com.vn may belong to third parties and such documents and other material have been produced on travelguard.com.vn with the permission of the third party copyright owners. You must check copyright notices on or in respect of such documents or material.
Zurich uses travelguard.com.vn to provide investors with data relating to Zurich Insurance Group Ltd shares and possibly other Zurich Insurance Group instruments listed on the SIX Swiss Exchange or another Stock Exchange ("Market Data"). Zurich obtains such Market Data mainly through third party providers ("Market Data Provider"). Zurich can stop providing you with Market Data at any time without prior notice and at its sole discretion. The liability of both Zurich and the Market Data Provider for the accuracy or completeness of Market Data, for any delay or interruption of the supply of Market Data or for losses or damages that are incurred in any way in connection with the Market Data, including, but not limited to, any indirect or consequential loss or damage and lost profit, is excluded to the extent permitted by applicable law. All rights to the intellectual property of or in respect of Market Data shall be retained by Zurich or the relevant Market Data Provider, as the case may be. You have to strictly observe forwarding restrictions or any other restrictions applicable to the use of Market Data, if any, as indicated in such Market Data.
The links from travelguard.com.vn to other websites are provided for your information and convenience only.
Zurich does not assume any responsibility or liability with respect to any website linked from travelguard.com.vn (or any website linking into travelguard.com.vn), including its content and operation. Zurich does not review or monitor such links. Some websites may be outside your country and subject to different regulators and rules.
A link from travelguard.com.vn to another website (or a link from another website to travelguard.com.vn) does not constitute a referral, endorsement, approval, advertising, offer or solicitation with respect to such website, its contents, or any products or services advertised or distributed through that website. Zurich believes that the links provided to other publicly accessible websites, webpages, newsgroups, and other sources is legally permissible and consistent with the common, customary expectations of those who make use of the Internet.
Some of the content on travelguard.com.vn may originate from third parties, not from Zurich. Such content is generally labelled as third party content. Zurich does not verify third party content and neither endorses nor rejects the same. Zurich does not and cannot guarantee the accuracy of any third party content and assumes no liability in connection thereto.
Please refer to the separate statements/polices on Privacy and Cookies, which are incorporated into these Terms of Use by reference.
Except as provided by law and subject to our privacy and data protection policy (see section above), all submissions or transmissions made to or through travelguard.com.vn shall become the property of Zurich. Zurich reserves the right to use any material (e.g., any comment, idea, concept, technique or know-how) submitted for any purpose, including but not limited to reproduction, distribution, publication and posting.
Zurich is not obligated to monitor any submissions or transmissions to or through travelguard.com.vn or any website to which travelguard.com.vn links or that links into travelguard.com.vn. Zurich, however, reserves the right to monitor the same, including any chat rooms or similar website features. You acknowledge that no obligation of any kind shall be attached to such information and that by submitting or transmitting such information, no confidential, contractually implied or other relationship is created between you and Zurich.
When accessing or making use of any part of travelguard.com.vn, you may not:
You will indemnify Zurich for any costs or damages that Zurich incurs as the result of any such inappropriate content per the above being uploaded by you.
ANY ATTEMPT BY ANY PERSON TO DAMAGE THIS SITE OR UNDERMINE ITS OPERATION MAY BE A VIOLATION OF CRIMINAL OR CIVIL LAWS. ZURICH RESERVES THE RIGHT TO TAKE LEGAL ACTION AGAINST ANY SUCH PERSON.
travelguard.com.vn and any controversy or claim in connection with it is governed by the substantive laws of Vietnam, without reference to its principles of conflicts of laws. The courts of Vietnam shall have exclusive jurisdiction to resolve any dispute arising from, or in connection with, your use of or access to travelguard.com.vn and these Terms of Use.
These Terms of Use are subject to amendments and changes at any time at Zurich's sole discretion. Accordingly, we suggest that you check these Terms of Use periodically for updates.